Why it is so complicated to achieve savings?

Part of the dreams of many workers vanish by bad habits acquired since childhood, those customs which it takes almost compulsive buying without realizing the true value of the objects that we brought to home. Also, very frequently happens that those who earn less spend more than those with higher wages, why is this happening? And what we can bring this whole situation of aversion toward savings?

Regrettably, it must be stressed, the media are a major obstacle to the achievement of a personal economic security. In fact, we come with education from home and school, unlikely to save. The media, meanwhile, offer images of popular and attractive persons, who flaunt their money as could be, leaving us, poor viewers or readers, eager to enjoy the same pleasures as them. And in many cases what sells in the media is an illusion, and we do not know to distinguish.

People do not get better financial status to gain more in their work. Let that idea aside. A person can have better financial status than one who earns more, properly managing his money. What happens is that many times who earn very little is said: “if I win some, why should I save?” Well, it’s time to say things such as: the winner has less need to save more. With the savings we have and good management of it, focusing on investment, either in financial assets or in a business, which make our income, exceeded those who have a job with a better salary.

In the absence of the sense of savings and financial management, falls into a lagoon debt and impulse purchases, which leads inevitably to be tied to a job, unsatisfactory, but we find it necessary to continue living. Survive is not the way we are meant to live. And you will live, is to manage its resources.

Now, tune your personal finances. Make a list of monthly income and expenses. Within the income you can register your salary, performance that generates a bank deposit or other assets that count. For expenses, should have much need for mobility, food, running costs of the house, investment in research if requested, or other expenses if family has made.

Manage your resources does not mean it will move away from the pleasures that life offers. Within expenditures must also have money especially directed towards this sector. The most important thing is not to break this scheme expenses, and as far as possible to handle a surplus of money available for future investments. You will see how those revenues that now seem little will grow exponentially in the future.