Money problems can affect practically anyone. At times the weight of these problems seems to weigh a family down without hope. However, state and local laws offer help for those in this situation. A Fort Collins bankruptcy counselor can provide helpful options to the consumer.
The law allows individuals to appear before the court without an attorney when completing either a Chapter 7 or 13 petition. The recommendation of the court, however, is that individuals retain professional help. The complexity of the code along with the changes that took place in 2005 make the attorney more necessary than ever before.
A mistake in completing the paperwork for the court is often expensive. Just one mistake might end up costing the petitioner his car or even his home. Those who leave information out of their paperwork might face criminal charges.
The complexity of the 2005 changes to the code make filing the case much more complicated. Even the judges who deal with these cases on a daily basis may not always agree with the implications of these changes. This makes it all the more important to seek the counsel of an attorney in these cases.
As a result of the burst of the housing bubble, more people than ever before have found themselves involved in a short sale of their homes. This can leave the homeowner responsible for the remainder of one’s mortgage debt. The petition filed either before or after a short sale or foreclosure protects the individual from a deficiency judgment for a home that he or she no longer owns.
Often when financial problems begin they snowball. Using the help provided through a Fort Collins bankruptcy lawyer many have been successful in finding relief through the court system. While money may be tight before filing, the cost of legal counsel is a worthwhile expense. The lawyer can ensure the petition accomplishes that which is desired.
Find a summary of the reasons why you should consult a Fort Collins bankruptcy lawyer and more information about an experienced attorney at http://www.loomisgreene.com now.