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Hidden costs in your company

hidden costs

Arriving at the end of the year are rethinks the annual budgets of the companies. It analyzes the situation and seeks to reduce certain costs of operations with significant budgets cuts in some areas. Here we mention the so-called “hidden…

A budget but what for!

budget but what for

Even if one complains about spending too much time “making budget”, and although some companies are trying to do without it, the budget remains an essential means to mobilize the various stakeholders in an organization and aim at the consistency…

Taxation of capital gains

Taxation of capital gains

In these times of budget shortages, the taxation of capital gains is at the heart of the budget debate. The direction taken is to impose taxation in personal capital gains as income. Let us question about the merits of this…

Cost accounting adapted to lean

cost accounting

Practice standard cost leads to increase the quantities produced and therefore stocks to reduce unit costs by product, which goes against the lean principles. A lean enterprise requires a system cost: Focuses on the die (where value is created) It…

Business plan: 7 keys to convince

business plan

The business plan is a summary document that aims to convince them of the value of a project. In business, project sponsors submit it to an investment committee, heads of subsidiaries to the direction of their group. The assignors present…

8 Tips for taking a good credit

taking good credit

With so much news about people with debts afraid to borrow one, right? What happens is that it depends on which is the purpose of this debt and as soon as is possible we’ll be able to pay being realistic.…

Capital and publicity for your business

capital for business

In recent years, false marketing strategists have sold the idea that just a good business proposition and with little capital, our company will be along with the big corporations. And to point out how easy it is to reach that…

All about payment vouchers

payment vouchers

Payment vouchers are documents that are required to have the people or companies that carry out transfers of products or provide services. The payment vouchers show the existence: A transfer operation (either selling a product). A delivery in use (renting…

Teach your kids to be smart with money

kids smart with money

In the current context, we know that children should learn the values and habits that will be the basis for life. However, the financial education pays little attention. Many parents buy a piggy bank for their children, but occasionally is…

4 questions before asking for credit

asking for credit

For many people a loan is synonymous with trouble. And many times, for reasons of force majeure, we feel compelled to apply for credit and who requests a “lifeline” in the sea and this is a source of fear and…